NDIC TERMS AND CONDITIONS OF USE

Please read these terms and conditions of use carefully. By using this WEB site, you agree to these terms and Conditions. These terms and conditions of use may be changed in the future without further notice. Further, these terms and conditions apply exclusively to your access to, and use of, this Web site and do not alter in any way the terms or conditions of any other agreement you may have with NDIC for products, services or otherwise.

Introduction

This Website is maintained and operated by NDIC on a server located in Abuja. While NDIC has tried to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors, for which we apologize. We reserve the right to make changes and corrections at any time, without notice.

Submissions

You agree that any materials, including but not limited to questions, comments, suggestions, ideas, plans, notes, drawings, original or creative materials or other information, provided by you in the form of e-mail or submissions to NDIC postings at this Website, are non-confidential and [except to the extent of your ownership interests therein] shall become the sole property of NDIC which shall own exclusive rights and shall be entitled to the unrestricted use of these materials for any purpose, commercial or otherwise, without acknowledgment or compensation to you.

Copyright

Except as otherwise indicated, all Website materials including but not limited to design, text, graphics, other files, and the selection and arrangement thereof, are the copyright property of NDIC, ALL RIGHTS RESERVED. You may electronically copy and print hard-copy excerpts of this Website (and materials here) only for non-commercial personal use, or non-commercial use within the organization that employs you, provided that the materials are not modified and all copyright or proprietary notices are retained. Any other use of the materials in this Website including any commercial use, reproduction for purposes other than described above, modification, distribution, republication, display, or performance without the prior written permission of NDIC is strictly prohibited.

Forums, Interactive Areas, Postings and Feedback

This Website may include discussion forums or other interactive areas including chat rooms, bulletin boards or collaboration facilities. You are not to upload onto, distribute or otherwise publish through this Web site any content which is unlawful, libelous, defamatory, obscene, pornographic, harassing, threatening, invasive of privacy or publicity rights, abusive,
inflammatory or otherwise objectionable, or that would constitute or encourage a criminal offense, violate the rights of any party, or otherwise create liability or violate any law. Forums and interactive areas shall be used only for non-commercial purposes. On this site you shall not, without the express written approval of NDIC, distribute or publish promotions, advertisements or solicitations for funds, goods or services. You shall remain solely liable for the content of any messages or other information posted by you on this Website, and NDIC takes no responsibility and assumes no liability for the content of posted or uploaded material. Please contact NDIC at info@ndic-ng.com concerning any mistakes, defamation, slander, libel, omissions, falsehoods, obscenity, pornography or profanity you may encounter on this site. NDIC reserves the right, in its sole discretion, to remove or edit any material posted by you or any other party that it determines to be harmful, offensive or otherwise inappropriate.

Copyright Infringement by Postings

By posting content to this site, you warrant to us ( and we rely on this warranty) that such items are known to you to be free shareware or otherwise in the public domain, and you agree to indemnify us against all claims, damages, or losses arising from an action alleging infringement or copyright or other proprietary rights in such work. We undertake no duty to determine the validity of any claim of copyright. Upon receiving written notice (at info@ndic-ng.com) that any item posted on this site is believed to infringe a copyright or other proprietary right, we will remove said work and will not permit its re-posting. We make no warranty as to the currency, operateability, or fitness for any particular purpose of any shareware or software posted to this site, and will assume no liability for any losses or damages alleged to arise from use of or reliance on such software. We undertake no duty to determine the currency, operateability, or fitness for any particular purpose of any shareware or software posted to this site.

NDIC Software

Any NDIC software, including any files, images incorporated in or generated by the software, and data accompanying the software (collectively “software”), that maybe made available on this Website is licensed to you by NDIC and no ownership rights pass to you. You shall not copy, distribute, sell, modify, decompile, reverse engineer, disassemble or create derivative works from any Software.

Trademarks “NDIC”

The NDIC logo, and the products and services described or contained in this Website including but not limited to page headers, custom graphics button icons, and scripts are either trademarks, trade names or service marks of NDIC and its licensors or are the property of their respective owners. These marks may not be copied, imitated or used, in whole or in part, without the express prior written permission of NDIC.


Third-Party Information

Information here is provided for informational purposes only, and is not intended for trading or investment purposes. The materials on this Website do not constitute financial or other professional advice. You should consult your professional advisor if you require financial advice. NDIC shall not be liable for any errors in the content of such information or for any actions, inactions or delays taken in reliance thereon. NDIC shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of the products or services of any firm, bank or company named in this Website.

Disclaimer

THIS WEBSITE AND THE MATERIALS UNDER THIS WEBSITE ARE PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NDIC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF FULL DISCLOSURE TITLE, AND NON INFRINGEMENT. NDIC DOES NOT REPRESENT OR WARRANT THAT MATERIALS IN THIS WEBSITE ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, OR ERROR-FREE. NDIC DOES NOT REPRESENT OR WARRANT THAT THIS WEB-SITE OR ITS SERVER(S) ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
NDIC reserves the right to change any and all content contained on this Website at any time without notice. Reference to banks, firms, Companies, products, services, processes, or other information, by registered name, trade name, trademark, manufacturer, supplier, or otherwise does not constitute or imply endorsement, sponsorship or recommendation thereof by NDIC.

Limitation of Liability

IN NO EVENT SHALL NDIC BE LIABLE FOR ANY DIRECT, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES OF ANY KIND, INCLUDING BUT NOT LIMITED TO LOSS OF USE, LOSS OF BUSINESS, LOSS OF PROFITS, OR LOSS OF DATA WHETHER IN AN ACTION IN CONTRACT, TORT (INCLUDING BUT NOT LIMITED TO NEGLIGENCE), OR OTHERWISE ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS WEBSITE OR THE MATERIALS CONTAINED IN, OR ACCESSED THROUGH, THIS WEBSITE.

Applicable Law

These Terms and Conditions shall be governed by and construed in accordance with the Laws of Nigeria, applicable to agreements made and entirely to be performed with Nigeria without resort to its conflict of laws provisions. By using or accessing this Website, you acknowledge that you have read, understood and agreed to be bound by these Terms and Conditions and by all applicable laws and regulations, including Nigerian export control laws and regulations. Visitors who do not agree with these Terms and Conditions should not access or use this Web site. You agree that any action at law or in equity arising out of or relating to these Terms and Conditions